PM Mudra Loan Yojana 2026 (Limit Increased to ₹20 Lakh)
The Government of India has enhanced the loan limit under the Pradhan Mantri Mudra Yojana (PMMY) from ₹10 Lakh to ₹20 Lakh. This initiative aims to foster entrepreneurship and empower small business owners across the nation with easy, collateral-free credit.
Loan Categories & Limits
- Shishu: Loans up to ₹ 50,000
- Kishore: Loans from ₹ 50,001 up to ₹ 5,00,000
- Tarun: Loans from ₹ 5,00,001 up to ₹ 10,00,000
- Tarun Plus (New): Loans from ₹ 10,00,001 up to ₹ 20,00,000 for entrepreneurs who have successfully repaid previous Tarun loans.
How to Apply Online via JanSamarth
1. Visit the JanSamarth portal or Mudra official website.
2. Select 'Business Activity Loan' under Mudra scheme.
3. Fill required personal and business details with Aadhaar & PAN verification.
4. Get digital in-principle approval from partner banks.
Official Mudra Portal: mudra.org.in