Ayushman Vay Vandana Card 2026 (70+ Senior Citizens)
The Government of India has approved universal health insurance coverage under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) for all elderly citizens aged 70 years and above, irrespective of their income or socioeconomic status.
Benefits & Important Features
- Health Cover: Up to ₹ 5,00,000 per family per year exclusively for senior citizens aged 70+.
- Income Limit: No income limit (Available for Poor, Middle Class, and Higher Income seniors).
- Card Name: Ayushman Vay Vandana Distinct Card.
- Top-up Benefit: If family is already covered under AB PM-JAY, the 70+ member receives an extra ₹ 5 Lakh top-up.
How to Apply Online via NHA Portal
1. Download the Ayushman App or visit beneficiary.nha.gov.in.
2. Select 'Beneficiary' login and enter your mobile number with OTP.
3. Enter Aadhaar details of senior citizen and complete instant e-KYC (Face auth or OTP).
4. Download the digital Ayushman Vay Vandana Card instantly.
Official NHA Portal: beneficiary.nha.gov.in